Latitude Interest Free - Terms, Conditions and Fees
Interest free payment plans by Latitude
To be eligible, approved customers must spend over the advertised minimum spend for the plan on products and services in a single transaction in store or online. Excludes eBay. Excludes Gift Cards, Apple, Miele, Asko, Neff, Bertazzoni, Smeg Portafino & Smeg Refrigeration, La Germania and AEG products. If there is an outstanding balance after the interest free period ends, interest will be charged at the Expired Promotional Purchase Rate, currently 29.99% p.a. (subject to change). Interest may also apply to other credit card transactions or if you do not comply with the T&Cs. Conditions of use set out the T&Cs of the Latitude Gem Visa credit card. Credit provided by Latitude Finance Australia ABN 42 008 583 588 Australian Credit Licence number 392145. Refer to product website via www.latitudefinancial.com.au/credit-cards/ for more information on conditions, fees and charges.
Not all payment plans are available online.
Equal monthly repayment plans
Approved customers only. Equal monthly payments (Instalment Interest Free Promotion) required (exact amounts specified in your statement). If you fail to make your minimum monthly payment for two consecutive months, you agree that your equal monthly payment plans (Instalment Interest Free Promotion) with a term of fewer than 33 months will change into a minimum monthly payment plan (Interest Free Promotion) for the remaining duration of the initial plan term.
Minimum monthly repayment plans
Approved customers only. Monthly payments required (exact amounts specified in your statement). Paying only the minimum monthly payment will not pay out the purchase before the end of the plan.
